Over 80% of the people in Ghana are not prepared for their retirement. Because they work in the informal sector as entrepreneur, they do not have the possibility to save for their pension. This results in people falling back into poverty after they have to stop working because of their age.People’s Pension Trust Ghana is micro pension company in Ghana which helps people to save money for their retirement.
They can use their cell phone to make flexible, small payments. These payments result in a basic income after retirement.